About us

Built on a foundation of profound legal and strategic expertise, Steinar Holdings Ltd is a premier integrated residence advisory firm specializing in the Cyprus Permanent Residency program and European investment solutions. Through the provision of bespoke residence planning, we empower high-net-worth individuals and their families to secure a future of global mobility and financial stability.

Your Gateway to European Residency for the Whole Family

Steinar Holdings Ltd is a premier investment and advisory firm headquartered in Limassol, Cyprus. As a specialist in Residence and Citizenship Planning, we bridge the gap between global investors and their European aspirations. We are committed to delivering seamless, legally-sound solutions that ensure long-term security and mobility for your family in the heart of the European Union

Why Steinar Holdings

As a "Global Leader" mindset firm based in the heart of Limassol, we bridge the gap between aspirational living and legal reality. We don't just facilitate applications; we manage a seamless transition to a new life in Europe. Our deep-rooted connections with sovereign entities and top-tier developers allow us to offer exclusive opportunities that are unavailable in the open market.

We go beyond traditional consultancy. By integrating local Cypriot market intelligence with international standards of excellence, we have helped numerous families and their advisors navigate the complexities of cross-border residency. Our mission is to generate long-term value for our clients, ensuring that every investment serves as a cornerstone for their family’s legacy.

Your Journey with Steinar Holdings

Steinar Holdings – The Global Leader in Residence and Citizenship Planning

One of our experienced client advisors will carefully assess your personal requirements and help you select the most suitable residence or citizenship by investment program to meet your individual needs and preferences. This initial consultation is free of charge.

Tailored Consultation

We identify and advise on the most suitable residence or citizenship programs for you and your family.



Professional Onboarding

We formalize our partnership and welcome you as a valued client of Steinar Holdings.



End-to-End Application Support

Our experts provide comprehensive support throughout the entire documentation & submission process.

Continuous Concierge Support

Successful granting of your new residence or citizenship rights. We remain by your side with ongoing support to ensure your long-term success and integration.

Cyprus permanent residence

Minimum investment in the country’s economy is €300,000.

An investor chooses between four investment options: purchase a residential or commercial property, shares of Cypriot companies, or units of investment funds registered and operating in Cyprus.

from €1,560,000

Turnkey premium villa with smart home system

from €255,000

Apartments in a residence with a pool

from €271,000

Apartments and villas in a residential project with a swimming pool

1 OPTION

Purchase of residential real estate
€300,000+

An investor can buy one or two new real estate properties. Their total cost must be no less than €300,000. The investor cannot invest in properties on the secondary market.

Also, a value-added tax must be paid. The standard VAT rate is 19% of the value, but if the investor plans to use the property as their main and permanent place of residence, they may qualify for benefits and pay VAT at a 5% preferential rate.

Expense item Investor Family of four or more people
Real estate purchase €300,000+ €300,000+
VAT ? Standard rate — 19% For the only primary housing — 5% €15,000+ €15,000+
Legal services 1% of the transaction amount 1% of the transaction amount
+ €500 per additional applicant
Administration fees €500 €500
+ €500 per child over 18
Registration fees €70 €280
+ €70 per family member, starting with the fifth one
Fee for a permanent residence card €70 €280
+ €70 per family member, starting with the fifth one
Total €318,640+ €320,060+
2 OPTION

Purchase of commercial real estate
€300,000+

An investor can buy one or two commercial properties with a total price exceeding €300,000. VAT is paid at 19%. Investors purchase office and shop premises, as well as hotels, on the primary or secondary real estate market.

Expense item Investor Family of four
Real estate purchase €300,000+ €300,000+
VAT ? Standard rate — 19% €57,000+ €57,000+
Legal services 1% of the transaction amount 1% of the transaction amount
+ €500 per additional applicant
Administration fees €500 €500
+ €500 per child over 18
Registration fees €70 €280
+ €70 per family member, starting with the fifth one
Fee for a permanent residence card €70 €280
+ €70 per family member, starting with the fifth one
Total €360,640+ €362,060+
3 OPTION

Purchase of fund units
€300,000+

Applicants invest in units of Cyprus Investment Organization of Collective Investments. Acceptable forms are AIF, AIFLNP, and RAIF. This can involve shares of Cypriot companies or units of local investment funds.

Expense item Investor Family of four
Investing in:
• units of investment funds; • shares of local companies
€300,000+ €300,000+
Legal services 1% of the transaction amount 1% of the transaction amount
+ €500 per additional applicant
Administration fees €500 €500
+ €500 per child over 18
Registration fees €70 €280
+ €70 per family member, starting with the fifth one
Fee for a permanent residence card €70 €280
+ €70 per family member, starting with the fifth one
Total €300,640+ €301,060+
4 OPTION

Purchase of shares of local companies
€300,000+

An investor can become a shareholder of a Cypriot company based and operating in the country with at least five employees.

Expense item Investor Family of four
Investing in:
• units of investment funds; • shares of local companies
€300,000+ €300,000+
Legal services 1% of the transaction amount 1% of the transaction amount
+ €500 per additional applicant
Administration fees €500 €500
+ €500 per child over 18
Registration fees €70 €280
+ €70 per family member, starting with the fifth one
Fee for a permanent residence card €70 €280
+ €70 per family member, starting with the fifth one
Total €300,640+ €301,060+

In 2024, Cyprus ranked 12th among the best countries for investment globally. The country offers low tax rates, favourable conditions for business development, and a high standard of living. By purchasing an apartment or …

Get in touch

Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam

    Contact Info

    Steinar Holdings Ltd is a registered entity in Cyprus (HE 444683), strictly adhering to the Civil Registry and Migration Department's regulations.